Powered by Google Gemini Vision AI • PhonePe • GPay • Paytm

Turn UPI Screenshots into Clean Accounting Records.

Quick Summary (BLUF)

PayVerify eliminates manual payment reconciliation in India by extracting 12-digit UTRs, amounts, and dates from UPI transaction photos. It automatically maps personal bank payers to client business entities and blocks duplicate payment fraud in real time.

99.4%
UTR Accuracy
< 2.5s
Extraction Speed
100%
Duplicate Shield
Visual Demonstration

How Screenshot AI Transforms Chaos into Clean Ledger

PhonePe App Raw Image
₹3,500.00 Paid
Paid by: Ramesh Patil
UTR: 425619283746
12 Sep 2026, 07:15 PM
Unstructured mobile screenshot
PayVerify Engine
Gemini Vision Core

OCR + Entity Resolver + Fraud Guard

Reconciled Entry Auto-Verified
₹3,500.00 UTR: 425619283746
Shree Ganesh Enterprises Mapped
Paid from: Ramesh Patil (Personal UPI)
Ready for ERP, CRM & Tally Export
Engineered for Indian Businesses

5 Critical Use Cases Handled Out-of-the-Box

Designed specifically to solve the headaches of offline UPI verification, screenshot forgery, and mismatched payer identities.

Personal Account ➔ Business Entity Resolution

Clients pay through their personal PhonePe/GPay account (e.g. Ramesh Patil), but their invoice is registered under Shree Ganesh Enterprises. PayVerify automatically resolves and displays the business name.

Duplicate UTR & Fraud Prevention

Blocks double-claim fraud. If a customer sends the same screenshot for two different appointments or orders, PayVerify detects the identical 12-digit UTR and flags it with an instant red warning.

Batch Multi-Image Drag & Drop

Receptionists and accounting staff can drag 30 screenshots at once into the browser. PayVerify extracts amounts, UTRs, and dates in parallel with live status cards.

WhatsApp Business Webhook Integration

Built with a decoupled service architecture. When customers send their payment screenshot to your business WhatsApp number, the webhook triggers PayVerify and verifies the order automatically.

Multi-App Visual Robustness

Native compatibility with PhonePe (purple receipts), Google Pay (white & blue cards), Paytm (cyan screens), BHIM, Cred, and net banking SMS screenshots without needing custom regex updates.

Filtered Audit & CSV Downloads

Filter by app, verification status, or client name, and download a reconciled CSV spreadsheet in 1 click. Ideal for month-end reconciliation with Tally, QuickBooks, or Zoho Books.

Why Vision AI Outperforms Traditional OCR for UPI

Comparison of payment reconciliation methodologies

Feature / Metric PayVerify (Gemini Vision) Traditional OCR (Tesseract) Manual Staff Checking
UTR 12-Digit Extraction Accuracy 99.4% (Semantic Layout) 70-80% (Confuses 0 with O, 1 with l) Prone to human typing errors
App Theme Shifts (Dark/Light) Handles automatically Requires complex OpenCV filters Variable
Personal ➔ Business Mapping Automatic 1-Click Engine None Requires memory/sticky notes
Duplicate UTR Flagging Instant Database Lock Requires manual DB queries High risk of duplicate fraud

Frequently Asked Questions

Everything you need to know about UPI screenshot reconciliation

How does PayVerify extract details from PhonePe, GPay, and Paytm screenshots? ↓

PayVerify uses Google Gemini Vision AI to read payment screenshots visually just like a human accountant. It extracts the 12-digit UTR/UPI reference number, exact amount in INR, payment timestamp, recipient name, and payer name with high accuracy.

How does the personal to business entity mapping work? ↓

When customers pay from personal accounts (e.g. Ramesh Kumar), you can click "Map Business" and assign their business entity (e.g. Shree Ganesh Enterprises). PayVerify saves the mapping rule and retroactively updates all past and future transactions from that sender.

Can this prevent customers from reusing the same payment screenshot? ↓

Yes. PayVerify indexes every 12-digit UTR number in your database. If a screenshot with an existing UTR is uploaded a second time, it is immediately marked as a "Duplicate Alert", preventing duplicate order fulfillment or appointment confirmation.

Ready to Automate Your UPI Receipt Reconciliation?

Sign up with your WhatsApp number in seconds to upload sample PhonePe, Google Pay, or Paytm receipts and test the intelligent mapping engine.